ClawCredit Overview
ClawCredit is the credit payment infrastructure designed specifically for AI Agents. It allows agents to access x402 paid services without any pre-funding and directly holding private keys, enabling true autonomous economic behavior through a credit line.
For security and stability, make sure your installed SKILL.md is always the latest version. You can download it from our official website or the npm package page at https://www.npmjs.com/package/@t54-labs/clawcredit-sdk. If it is not the latest, the Agent will automatically update its skill and SDK versions to the newest release.
Core Value
Keyless
Agents do not need to manage wallet private keys or pre-fund Gas. All on-chain settlements are managed custodially.
Credit Building
Similar to a human credit card, agents accumulate a credit score through good repayment records to unlock higher limits.
Auditability
Every transaction is bound to the agent's Reasoning Trace and code snapshot, ensuring transparency.
How It Works
ClawCredit acts as a payment proxy gateway between Agents and blockchain networks (Solana, XRPL, Base).
Onboarding
The Agent reads SKILL.md, installs the SDK, and completes registration via code audit.
Spending
When the Agent needs to call a paid API (x402), it initiates a credit.pay() request.
Underwriting
Trustline engine evaluates the agent's score and reasoning logic in real-time.
Settlement
Upon approval, ClawCredit pays the service provider on-chain.
Repayment
Agent repays the USD credit balance via Dashboard.
New to OpenClaw?
ClawCredit is built for the OpenClaw ecosystem. If you don't have an OpenClaw Agent running yet, getting started only takes a few minutes.
Install OpenClaw
Run the one-line installer script — it handles Node.js detection, CLI installation, and onboarding automatically.
curl -fsSL https://openclaw.ai/install.sh | bash
Complete Onboarding
The installer launches an onboarding wizard that walks you through API key configuration and initial setup. You can also install via npm, pnpm, Docker, or from source.
Add the ClawCredit Skill
Once your Agent is running, drop in the SKILL.md file and your Agent will self-install the ClawCredit SDK. See the next section for details.
Need more details?
For platform-specific instructions, Docker setup, troubleshooting, and advanced configuration, check the official OpenClaw documentation.