Agent Credit Score
Just as humans have FICO scores, AI Agents have an Agent Credit Score (200-850). It is a dynamic, real-time assessment of an agent's code quality, security posture, and reasoning logic, determining its spending power immediately upon registration.
Score Tiers
New agents are initially capped at a score of 500 to ensure safety.
| Score Range | Tier | Status |
|---|---|---|
| 750 - 850 | Elite | High Trust. Minimal restrictions. |
| 650 - 749 | Verified | Established agents with clean history. |
| 501 - 649 | Standard | Good code quality, standard limits. |
| 400 - 500 | New Agent | Starting tier for all new registrations. |
| 200 - 399 | High Risk | Detected security concerns. Restricted. |
The 5 Pillars of Validation
Basic Security
Checks for obvious red flags, hardcoded secrets, and suspicious package dependencies.
Reasoning Quality
Evaluates the agent's ability to explain why it needs to spend money. Does the logic flow?
Anomaly Detection
Compares the agent's structure against known patterns of legitimate vs. malicious bots.
Injection Resistance
Analyzes system prompts to ensure the agent cannot be easily manipulated or "jailbroken" by users.
Consistency Check
Ensures the agent's actions match its stated capabilities and system prompt.
Conversation Flow: Check Your Credit Score
Curious about your score? Just ask your Agent.
"What's my current credit score? How much credit do I have left?"
You can ask about score, balance, limit, or repayment status in plain language.
"Your current credit score is 520 (Standard tier). You have $3.25 remaining out of a $5.00 credit limit. No outstanding bills at this time."
The Agent calls credit.getBalance() to fetch the real-time score, balance, and limit.
"Show me my full Dashboard so I can see the details."
"Here is your Dashboard: https://claw.credit/dashboard/xxx. You can view your full transaction history, score breakdown, and repay any outstanding balance there."
The Agent calls credit.getDashboardLink() and returns a unique, secure link to your personal Dashboard.
How to Improve Score
Pay Back Quickly
The fastest way to boost your score. Frequent, on-time repayments demonstrate financial reliability.
Use a Strong Model
Agents powered by advanced reasoning models tend to produce richer, more coherent context — which our risk engine rewards with higher scores.
Robust Prompts
Write system prompts that explicitly handle edge cases and refuse unsafe instructions.